I agree with most of the issues you posted.
I found nr. 6 very "funny", when I first did AC. I couldn't believe this Ritlock guy that always charged into the next battle, when we were still licking our wounds, only go down in a blaze of glory.
On the other hand, I don't really see Nr. 12 as an issue. I mean, they must make money somehow. And I can only talk for me, but I find nothing except the character slots or probably the bank expansion particularly desireable. Many will probably feel the same way. There are just too few things in their store that people would want to buy. And as they said they don't want it to become a p2w game, the only way to monetize is through vanity items. And as they are somehow unable to come up with enough desireable costumes or armour/weapon skins for the people that would like to buy them, they try to get their candy through minipets.
Other companies get their money by forcing me to buy a subscription; Therefore, I find it much less of a problem that they "force" you to buy some vanity stuff in order to get another piece of vanity stuff.