Just to touch on the RP concerns a bit more (with the preset backgrounds and all) realistically you cannot enter into RP with others and follow your background exclusively. The personal story is about telling you a story along the lines of Dragon Age. You have a few options to choose from but If you're a mage, you always grew up in the circle, and if you're a human noble, you're never going to be able to be a mage, etc.
When you RP with other people, you flat out have to ignore certain aspects of the game's plot. I mean, consider Age of Conan. Just how many of us really could have washed up on a beach after a slave shipwreck AND caused the volcano erupt? I did RP some in AoC, and while I always had a reason in my head for why I was in a certain location, I didn't follow the main story's motivations.
Maybe my Priest was in Tortage to bring the light of Mitra to those heathen pirates. My demonologist could have been looking for lost relics/texts in the Acheronian ruins there. If I ran into other actual
people, these were my in-character motivations.
...that doesn't mean I didn't still enjoy the story AoC set out for you on the personal side. I just learned to separate my single-player RPG experience with my cooperative writing roleplay experience.
